There is an abundance of health insurance companies in Florida. Arming yourself with a little information about each can make choosing an insurance policy easier. The following should give you a brief overview of Florida health insurance companies and what types of policies they do, and do not offer.
Blue Cross is a large nation-wide company that offers a range of comprehensive policies to Florida residents. These Blue Cross policies can start as low cost and temporary plans. Also, Blue Cross offers high deductible plans on the other end of the spectrum. With online access to your account, you can see your coverage and pay your premium. Overall, Blue Cross is a comprehensive and competitive company.
Humana is set up slightly different than the other health insurance companies of Florida. They offer three types of health care packages Portrait, Autograph and Monogram. These packages help you create a customizable plan specific to your needs. Along with online services, Humana has assembled a team of specialists to guide you through their health care offerings.
Golden Rule is one of the more established health insurance companies in Florida. It offers Health Savings Account plans (HSA's), Co-pay plans and other high deductible plans. High deductible plans work well for those who need protection from catastrophic illness or injury but don't anticipate needing much in the way of day-to-day medical care.
Traditionally a group insurance provider, CIGNA has now branched out into individual care. CIGNA offers a wide array of health insurance options. CIGNA routinely enjoys good ratings from both the regulatory insurance agencies and patients. They offer online services as well as a health services information line for clients to call with questions.
This is not a comprehensive list of Florida health insurance companies. It's merely to show you what some of the better rated companies offer in the way of health care insurance.